Norrsken Accelerator portfolio

Logistics in Africa is highly fragmented and delivery companies operate using highly traditional and manual methods making it impossible to scale operations. Sendstack enables delivery companies of all kinds serve their end customers efficiently.

Sendstack reduces the need for extensive manpower in the logistics operations, automates every process in the delivery cycle and as a result, makes delivery companies much more productive & ultimately, enables more e-commerce/offline businesses retain their end customers

One of the biggest weapons we have to fight climate change is renewable energy. However, the renewable energy industry is facing unprecedented challenges such as aging assets, plants being located in remote locations and climate change increasing unpredictability all of which is pushing up costs and risks.

Kavaken extracts data from renewable assets and uses A3I - Artificial, Automated and Augmented Intelligence to produce actions that increase production, uptime, efficiency and reduce risk to generate more green energy.

Companies that collect a lot of data need to search through it in order to create value of the data. However, the most commonly used databases were designed in the 80's and 90's, making them poorly equipped to handle the large amounts of data that companies collect today. This makes them very slow. To compensate, companies spend lots of money to buy more servers, which helps them search through data faster. The problem is that servers cost a lot of money, and use a lot of energy.

By providing companies with a software add-on to their existing databases that enhances the search speed of the database, we enable them to reduce the amount of servers needed to get the wanted performance. This leads to a cost reduction and a reduction of the energy used for their data analysis activities.

Revwit bridges the gap between Africa's growing young population and the global talent shortage. Revwit transform lives by offering digital education and a direct pathway to worldwide employment, taking strides to alleviate poverty.

Our aim is to upgrade skills for the emerging workforce, ensuring they are not left behind by current educational shortfalls. As we connect these upskilled talents to the global digital economy, companies benefit from the right talent at the right cost, mitigating talent shortages and contributing to economic growth

The home energy landscape is rapidly changing. 10 years until gas is phased out in favor of electric solutions. 64% increase in European house hold energy bills in 2022.

BOLDR produces products for electric heating and cooling that are easy to install, affordable, energy saving and IOT capable.

Homeowners are looking to add low carbon improvements but do not know where to start. They cannot find suitable finance products for energy efficiency home improvements nor the right tradespeople that they trust.

Drawing together a fragmented supply chain to accelerate home retrofit. Reduce the time and cost to install low carbon tech and give a hassle-free end-to-end solution. Powered by a Home Digital Twin Platform.

In the digital age, students have ample online resources but lack personalized mentorship and feedback. Mass feedback and limited interaction lead to disengagement, poor outcomes, and unskilled graduates.

Verbal AI assistant allows one teacher to interact with and analyze with students effortlessly. Provides personalized feedback and communication skills. Receive analytics for insights and can customize teaching plans based on performance data.

Every month 300 million employees in Africa run out of money before payday. Formal credit data largely does not exist, making it difficult for existing financial institutions to adequately serve them.

Using payroll data and partnering with employers for collection, Salad offers African employees financial services to build financial resilience and live healthy lives.

In IPCC AR6 they list soil carbon sequestration as the drawndon solution. But regenerative agriculture can not scale globally until it is more profitable than conventional farming.

Digitizing workflows and use AI to automate and optimize crop planning. This will drive the marginal cost for crop diversification down, lead to higher yields and reduced costs for fertilizers. Making regenerative farming more profitable than conventional

The gap in average lifetime earnings for men and women is substantial. How families divide responsibilities today leading to sub-optimal relationships where one is more economically dependent on the other.

Offer a calculation model that visualizes the economic effects of not sharing equally of the unpaid work at home. Selling an insurance that you pay monthly to compensate the parent who stays home longer with the children.

Green jobs are growing 3 times more quickly than tech jobs, and an estimated 30-60 million more people are needed for green jobs globally by 2030 to deliver net-zero.

Building a talent portal, marketplace and community for the 90% of green jobs that are skilled, manual trades. Creating an app for people to discover green jobs, learn new skills and get matched to opportunities in net-zero.

Sustainability data for Supply Chains enabled by AI. Vertru solves broken supply chain information infrastructure by enabling faster measurement, monitoring and mitigation of sustainability events & risks.

Vertru helps companies track the environmental and human rights risks in vendor ecosystems that can cripple manufacturing capacity and destroy a company’s image.

A significant part of transport emissions during the winter season comes from traditional snowmobiles. This is not sustainable and that is why the Vidde team is on a mission to develop and provide the market sustainable alternatives.

A sustainable electric snowmobile will reduce emissions from production throughout its lifetime. Vidde is designing record-breaking snowmobile in terms of both performance and sustainability.

Fragmented and cumbersome (time-consuming) billing and payment operations by experienced businesses. This problem often leads to delayed payments which have far reaching consequences on businesses.

Enables businesses to leverage automation to free up hours of manual work and seamlessly facilitate payments. This will help reduce the number of African businesses that fail due to delayed payments by automation and simplification of billing.

The problem of trust, inefficiency and the need for more transparency in the traditional insurance industry which has kept 97% of Africa uninsured.

Platform that provides a comprehensive solution for insurers and businesses to manage their insurance needs, including claims automation, embedded insurance and customer onboarding.

Companies are under increasing pressure to apply effective and verifiable solutions to offset their environmental impact. The pressure is particularly strong on operators and developers of essential marine infrastructures.

Life boosting Units who restore biodiversity in ports, offshore wind and oil platforms. The monitoring system transforms the environmental impacts into socio-economical impacts. App to increase communication and social engagement.

Accelerate global transition to healthy & sustainable way of eating. 90% of people want to eat more plant based, less than 10% actually do and current disconnected food ecosystem makes changing food habit too high effort.

Connects grocery retailers, food brands, food influencers and consumers to deliver a shopping experience for healthy & climate friendly foods. The app eliminates meal decision fatigue via personalised curation of meal recommendations.

Businesses looking to scale online have a tonne to worry about, collecting payments, communicating to customers and marketing. Businesses lack adequate tools to set up efficient checkout, limiting growth.

Provide all the tools necessary for business to start and grow online. The software provides tools required to power checkout, easily accept payments and help in sales and marketing in order to support businesses.

The options for providing quality healthcare overseas are expensive, unreliable and outdated. Many immigrants rely on cash remittance transfers to pay for healthcare for their loved ones, but this can be costly and be misused.

Providing quality healthcare for loved ones overseas by offering a convenient and secure platform for immigrants to find, explore and pay for healthcare services.

Diabetes and obesity are growing quickly because there are no healthy alternatives that taste as good as regular sugar.

Xylitol is a natural sugar substitute that is the only one that tastes identical to sugar, is low in calories, ideal for diabetics and protects teeth against cavities. But instead of using traditional, expensive methods, Xilinat uses a biological process to transform agricultural waste that would otherwise be incinerated into Xylitol.

Across Africa, 70% of people are paying out of pocket for their healthcare, which leads to a delay in accessing care and in turn has huge ramifications on public health. Hundreds of thousands of people in sub-Saharan Africa die of malaria each year and although tests to detect the disease can lead to effective treatment, most never get tested because it’s too expensive and they have no insurance.

Wellahealth provides affordable access to high-quality healthcare, leveraging innovative financing options such as micro-insurance options at very low monthly costs that can cover a majority of a person’s health needs. Wellahealth uses a technology infrastructure to connect payers to a quality assured network of healthcare providers across Africa.

In Africa, 50% of medical cases requiring blood are unmet, resulting in unnecessary death. Research shows that about 27% of all maternal deaths in urban Ghana are a result of postpartum bleedings. Maternal mortality in Ghana is currently 300 per 100,000 live births. This is a challenge throughout the African continent and developing world.

Wala is a digital platform enabling easy, quick blood supply & sharing critical for lifesaving transfusions. First, we tackle the blood supply problem using existing social networks to build a "tribe" of committed and repeated blood donors. Donors receive "digital tokens," which can be exchanged for medical services. Our software is a digital platform that connects hospitals to meet demand shortfall. A digital marketplace to manage, request, and share blood.

Every year 1 in 5 struggle with their mental health, but 70% do not get access to care.

We help people screen and self manage stress, anxiety and depression. Our B2C users are students and young professionals. Our B2B customers are universities (who use us for triage and self-management) and health care providers (who use us to support chronic care management and identify users at risk so they can intervene before an issue becomes more significant).

Nearly 50% of the population has at least one chronic disease, and from all deaths in any given year, a full 60% result from chronic diseases. This can be prevented through a healthier and more active lifestyle. The vicious circle of chronic health conditions and inactivity worsens patient outcomes and increases healthcare costs. Yet, there is no healthcare solution that allows physicians to prescribe diagnosis-specific medical exercise to their patients in order to break this negative trend.

Vitala is a chronic care management platform for medical exercise and digital rehabilitation. We allow an instantaneous prescription for physical activity and digital rehabilitation to patients with chronic diseases. Our programs are evidence-based and proven to slow down disease progression, decreasing the risk of medical complications, while boosting physical + mental wellbeing = quality of life. All while significantly lowering the healthcare costs per patient.

In Africa, at least 560 Million people lack access to affordable, reliable, sustainable energy. About 16.7 million of these are everyday Nigerians in urban and peri-urban areas. These Nigerians emit 32 million metric tonnes of CO2 and spend over $7 billion annually using petrol generators to plug the gap. Solar installers are best positioned to address this problem but cannot currently do so because they lack access to fast-affordable consumer financing, recommendation tools, vetted installer talent, and optimized technology.

SunFi has built the first solar fintech platform which helps 3rd party solar installers offer their end consumers solar financing and payment plans. We also offer these solar installers productivity tools and better tech partnerships accelerating the transition of over 1 million Nigerian consumers to solar, eliminating over 3 million metric tonnes of CO2 each year and saving more than $500 million annually in petrol generator spending.

60% of working sub-Saharan Africans are smallholder farmers and 97% of them lack access to the financial services they need to maximize their land's productivity. Thus, they cannot increase their incomes nor close the growing $145B+ beverage & food consumption gap being created by the continent's growing, urban middle class.

Emerging Impact's Umoja Product Suite provides smallholder farmers with accessible digital wallets that can access decentralized financing and savings on any phone or NFC card. Additionally, the product suite provides input agro-dealers the tools to disburse and accept digital store credit funded by global debt investors with maximal simplicity. Lastly, the product suite provides emerging market fintechs with an API to more easily build blockchain based products.

The current bird monitoring solutions offer count on observers in the field or complex hardware. Tightening regulations are pressuring operators and developers to spend EUR 18 000 per turbine per year for bird monitoring. Robust bird monitoring data eases environmental compliance and licensing for wind developers. This can reduce delays, increase wind industry build out, and avoid 100mT of CO2 emissions by 2026.

Spoor is using computer vision and AI to develop a software to monitor bird activity in onshore and offshore wind farms for developers and operators, using off-the-shelf cameras. The system will be capable of near real-time classification of bird species and collision-risk estimations. By bringing the complexity out of the hardware setup and into the software, we ease data gathering, operationalizing data and compliance to optimize wind farm production capacity.

Our goal is to reduce the time and money spent on Clinical Trials thereby bringing cures to market faster and cheaper. We believe this has life changing impact across the Globe for everyone who might depend on these therapies.

Right now 80% of Clinical Trials fail to complete on time. We use over 100+ variables to determine Site performance prior to selection as well as post selection during the enrollment period.

The trillion-dollar agriculture industry is chemically intensive. Around 65% of the excessive Nitrogen and fertilizer we use in our agriculture remains in the environment, and destroys one third of global crop waste. Currently, the only available solution to evaluate soil nutrients is the collecting soil samples, and performing highly complex, expensive, and less accurate soil tests. Lack of real-time soil information leads to poor soil health and crop degradation, culminating in low crop yields, financial losses, and high carbon-nitrogen emissions.

SenseGrass is a Soil Intelligence Platform that helps companies and farmers reduce excessive nitrogen and fertilizer usage using a patented NPK sensor. SenseGrass optimizes crop data through an AI Agronomist, enabling on average 22% higher yields, 43% in energy savings and a 35% reduction in Nitrogen and fertilizer usage.

Separate diagnostic device are clunky and most of them don't have connectivity to EHR systems. They need to be charged separately and data input is manual. Most diagnostic solution are not build to be used in the 21st century.

We are reducing time that healthcare personal needs to diagnose patients and allowing to remotely monitor patients thus saving them time and giving them access to more accurate data and uncovering new diagnosis at the same time with one simple solution that incudes a hardware and software component.

The first time in history, higher income countries like the USA are experiencing declining rates of literacy. Social media apps such as TikTok and Instagram are winning in the fight for kids' attention, pointing to significant risks in health, employment and poverty.

Simbi makes reading meaningful. Through a deeply engaging, impactful, & pedagogical approach, Simbi is the only technology to motivate students to read, listen to, and narrate books with the goals of improving not only their own reading skills, but that of other readers as well! Students' narrated stories are shared to educate others around the world as they in turn learn to read.

Less than 20% of workers in Kenya and across Africa are financial healthy. Africa will have more individuals entering the workforce than the rest of the world combined by 2035. 75% of work is in the informal sector. However, young individuals are entering a new and connected world and will be waking up with affordable smartphones, 5G connectivity, digital platforms, and new ways of earning. With over 500M economically active individuals on the continent, Power is the solution for workers.

Power delivers 4 key services. 1, Access to earnings at any time and 80% cheaper than the market. 2. Streamlined savings into savings and investment accounts every time workers get paid. 3. Longer term loans customized to the individual. 4. Digitized insurance, financed for workers and collected over 9 months.

3 billion people are not profitable for fair capitalism, so they are un- or under-banked, leaving them vulnerable to predatory digital lenders, high risk pricing (justified by their thin credit files), data privacy abuse and public debt shaming.

A digital banking platform for credit unions that turns any financial cooperative serving the unbanked into a digital bank, offering modern financial services at the last mile. The platform is cloud-based and is built specifically for credit unions, guaranteeing near-perfect availability and a superior user experience.

Consistent salary payments do not match unpredictability of expenses which is a problem for people that don't have health insurance and where access to capital is scarce. When a relative or family member falls ill or gets in an accident, families need to find a way to raise money to take care of them.

An all-in-one software solution that offers fast, affordable salary advances with low monthly fees using artificial intelligence to calculate credit scoring based on salary data. Users can request a cash advance and receive the funds within minutes.

Artificial nitrogen fertilizer production (Haber Bosch process) today accounting for close to 2 % of global CO2 emissions and being a major emission source of agriculture. Challenge of agriculture to feed 10 bn people and serve society with biomaterials while having to radically cut CO2 emissions.

Our Patented Solution – SUNIFIX® - a new chemical process, which is -100 % emission-free -Economic already at moderate scale -Fast start and stop - easily powered by renewable, intermittent electricity even without a grid => Highest value nitrate fertilizer.

Unhealthy diets are now responsible for 1 in 5 deaths globally and a rapid increase in overweight and obesity among children and adolescents can be seen in almost all countries . World Obesity Federation estimates the total cost of high BMI to health services globally is US$990 billion per year and the annual cost of diagnosed diabetes is $327 billion annually in the US alone.

Paradiset uses already accessible data and AI to make it easier for all people to eat healthier and break bad diet habits in the long run. We also partner with existing retailers and help them improve their offering to customers in order for us to scale our solution fast and help as many people as possible.

More than 820 million people in the world suffer from severe food insecurity and another 1.3 billion people have experienced food insecurity at moderate levels, while ⅓ of the food produced in the world is wasted despite being edible. Malnutrition is directly associated with chronic diseases, as well as intellectual and emotional underperformance.

Making healthy food affordable for low income people, by creating a new value chain for the base of the pyramid. Nilus has developed a technology to rescue food products that are at risk of being wasted from producers and retailers, and distribute them at 30% to 50% discount among community kitchens and families in low income communities

Motito is promoting financial inclusion and increased access to credit on the African continent.

Our Buy now, Pay later platform provides financial Access and increased Affordability of Africa's Lower-Middle class.

140 million women give birth globally each year. 90% of them will experience physical and psychological postpartum difficulties during their first year after childbirth. Due to low access to experts, lack of personalized information and the stigma surrounding this area, millions of women are not getting the postpartum support they need and deserve. Affecting not only them but their families as well.

By building the world’s first postpartum health tracker. Daily check-ins will enable personalized content from a broad range of experts giving new mothers data driven insights about their physical and mental health and the tools to change it for the better. The user will be able to share her insights with her midwife for a more personalized care experience and by building in screening models for postnatal depression and other complications we can identify women at risk at a much earlier stage.

Businesses and individuals in Africa have many payment collection and disbursement channels, which leads to redundancies, obscurity, and downstream disruptions. For example, micro-financing schemes, which play a key part in financial inclusion, have to absorb huge costs in order to manage all the disbursal and payments channels for their relatively poor clients.

Enabling the ability to make and receive payments as though there were no borders, no currencies, and no constraints within, into and from Africa. To remove borders Nash digitizes core financial services infrastructure, builds rails where these are non-existent and unifies all existing payment rails. To remove constraints Nash provides targeted financial products (credit, investments, insurance) to individuals & businesses and provides a single view of their financial health.

The mosquito is the deadliest animal on the planet. It kills nearly 1 million people every year by transmitting illnesses such as malaria, zika, dengue fever, but there has been no significant progress in reducing malaria cases in the world.

The world's first ultra-effective mosquito-only phagostimulant (HMBPP). A novel, sustainable, and cost-effective way to fight against these small, yet deadly, foes by identifying and isolating natural compounds that target mosquitoes and modify their behavior. Unlike other solutions on the market, the product solely targets mosquitoes to feed on a natural toxin without affecting other species.

Unsustainable food production is leading to deforestation, GHG emissions and oxygen-deprived oceans. Our scalable technology bypasses agriculture altogether to produce sustainable saturated fats that can replace dairy and tropical oils.

Our concept uses a patented power-to-food technology whereby carbon dioxide, water and electricity is used to directly synthesize fat molecules. We use no arable land (thus no deforestation) to produce the fat, no fertilizers (causing no oxygen-deprived waters) and is carbon neutral.

By 2030, there will be a healthcare personnel shortage of 18 million. Huge amounts of tax-payer money is already spent on finding and placing locum (temporary) staff and these costs are expected to grow rapidly. As well as the added cost, the systems are opaque; they lack review systems to monitor staff performance and their lack of transparency enable discrimination to take place.

A marketplace specifically designed for the sector with the aim to increase patient safety. At a fraction of the cost and time, Eppow automates healthcare staff license checks and uses AI-assisted matching, based on qualifications and individual needs. Manual administrative tasks are also automated so users can focus on building relationships, rather than filling forms.

Africa has a young and growing population employed in the informal economy. These informal workers lack a career identity - a skill profile and work history. As a result, informal workers lack job security and social security (work insurance and savings). Lack of a career identity results in lower wages, irregular work, and few opportunities for professional growth.

Employers who hire informal workers use our web platform to hire directly from a network of reliable, pre-vetted workers, ready to fill any gaps in their workforce. Employers can also rate workers based on their performance that day, giving businesses the data to identify star performers and make better decisions to optimize their workforce. All workers get 1. Paid via mobile money 2. Rotated to give equal opportunity to work 3. Work insurance, savings, and equipment.

About 200 million students in Africa (9 out of every 10 students in primary and secondary schools) are in school but not learning. One of the root causes is learning gaps not being detected early. Report cards come when it's too late while homework is mostly manual and does not afford teachers real-time or targeted intervention.

Gradely offers students personalized and curriculum-aligned practice, video lessons and on-demand tutoring. Based on performance on diagnostic or homework assessment, students get learning recommendations daily. Parents and teachers are able to track improvement and mastery on a topic-by-topic basis.

Banks don't lend to farmers in Africa. Despite the fact that agriculture is 20-30% of GDP, African farmers get no loans to invest in their farms. This creates a $240bn opportunity that is now mainly serviced by very expensive informal money lenders that charge 10-20% per month (!). Our beneficiaries are farmers from small to large.

We provide affordable digital loans to farmers. We combine the efficiency of technology with a distribution model in which we partner with cooperatives, aggregators, etc. The technology allows us to service many farmers at scale at marginal costs. Our partnerships allows us to reach farmers at scale, collect data for our alternative credit scoring algorithms, and collect repayments for us.

There are ~300 million middle income people in Africa who access healthcare out-of-pocket (i.e. they pay to see health professionals in their private capacity and not via government aid or insurance). These people experience very costly and inefficient health journeys due to (1) high doctor access costs, (2) lost income due to time lost seeking care and (3) lack of knowledge about what they really need to cost-effectively solve their health problems.

We have created a network of doctors, nurses and pharmacies that patients based in underserved middle income areas can access digitally via our platform. Our platform enables them to cost effectively complete 3 jobs: 1. Get pharmacy health advice remotely from anywhere (without travel cost). 2. Book in virtual and physical (via house-call) consultations with doctors. 3. Order medication for delivery to their door (work or home) from one of our partner pharmacies.

For each ton of cement, 800kg CO2 is released to the atmosphere causing global warming and all consequences for humans and nature that follows. The cement industry emits almost 10% of the greenhouse gases worldwide every year and will continue to heavily increase due to urbanization of an increasing population.

Producing climate neutral, and even climate negative, cement-based building materials. CemVision’s process includes using recycled waste material as a raw material, outtake of virgin limestone is minimised, and the cement kiln process is electrified.

Primary healthcare is the foundation of health in many African countries, yet 60% of Africans cannot access care. Approximately 11M people fall into poverty yearly due to a lack of health insurance, rising cost of out-of-pocket spending, inaccessibility (distance and associated costs), poor infrastructure, government underspending in the health sector, and low health worker capacity. As a result, Africans are unable to make informed decisions as it pertains to their health.

Clafiya is a digital primary healthcare service that connects individuals and businesses to health practitioners to provide convenient, quality, and affordable, on-demand primary care from their mobile phones. For Patients: with a combination of offline and online products, patients can connect to the nearest registered Health Practitioner to administer on-demand primary care services. Health Practitioners: they generate an income for each patient they visit.

Most industries require some agricultural commodity as raw material for their production. Many of these commodities can be sourced from Africa as the continent makes up 60% of the world’s arable lands. However, many industries across the world have difficulties sourcing commodities from African farmers due to the broken value chain, under investments and middlemen antics that makes agriculture in Africa undesirable for farmers and global buyers.

An end-to-end digital marketplace that enables global industries to source agriculture commodities, grown to their specifications, from farmers all over the world using IoT, big data and blockchain technology. It enables market access and eliminates middlemen. Farmers are monitored by IoT devices and satellite data and given real-time agronomic insights. Buyers are able to place and monitor their orders in accordance with needs and build trusted supply chains.

The Nigerian health care system is in shambles, rife with fraudulent doctors and counterfeit medications and less than 5% of Nigerians have health insurance. Those who cannot afford private care seek treatment from different facilities that are either poor-quality (public facilities), prohibitively expensive (private HMOs) or limited in coverage (telemedicine platforms).

A user-friendly app that connects patients to low-cost health plans, medications and doctors. With only a phone and an internet connection, users can have access to a team of over 5,000 medical professionals spread across the country. CribMD aims to improve access to high-quality, low-cost care in Nigeria, and reduce financial instability due to health debt.

We are helping doctors manage chronic diseases like diabetes through a data-first approach. 11.3% of the US population has diabetes, and it is a major cause of blindness, kidney failure, heart attacks, stroke, and lower limb amputation. The United States diabetes market reached a value of US$ 49.4 Billion in 2019. The beneficiaries of our product would be doctors, hospitals and patients as the data touches everyone.

We have created a digital health app to help manage chronic conditions like diabetes through a unique combination of AI, a reward-associated nudge system, diabetic nurses, and precision nutrition.

Lithium-ion battery production will soon emit twice as much greenhouse gas emissions as Sweden. Meanwhile, their supply chains gravely disrespect human rights and creates significant geopolitical imbalance. The battery supply chains are not circular because the ecosystem is fragmented and the recycling and remanufacturing industries lack the clear cut waste-streams they need to scale. Hence, batteries get stuck in hazardous storage at dismantlers, workshops and in warehouses.

A circular market platform for used lithium-ion batteries. Reuse can extend lifetime by many years, reducing the need for new batteries. Recycling can reduce dependency on today’s supply chains, while cutting energy consumption by 50% and emissions by up to 80%. However, batteries are not circular due to the fractioned ecosystem and inability to value batteries. Cling removes this friction, enabling reuse and recycling at scale.

Logistics in Mozambique and south- and central Africa are mainly hindered by poor communication, scarcity of information and lack of accountability. As result, the region faces exceptionally high logistics costs, resulting in fertilizers often costing three times more than in the US, while perishable agriculture commodities and medicines expire on the field or in warehouses. Logistics being part of any business, our beneficiaries are all companies with a focus on small farmers and transporters.

Appload's digital linking platform allows data collection and real-time sharing, secure payments and a system of trip monitoring and customer reviews. This allows supply and demand to meet efficiently, thus optimizing trucks and shipping goods in time, while building trust within the market. In particular, this allows Appload to help fill empty trucks on return trips, at a discounted rate for customers that especially need it.

The number of older people dependent on long-term care at home will more than triple by 2050. Only in LATAM there are 8 Million patients at home and the market is growing 9% per year. This rise is creating an immense gap between available caregivers for dependent elders and those required. Caregivers are generally under-qualified, unsupported, and disconnected. This situation means inefficient use of resources leading to unnecessary costs and stress.

Ana is a technological platform trains, guides, and certifies caregivers. It also monitors patients, and anticipates medical emergencies, saving all involved time and money – not to mention anxiety and stress.

Demand for ESG assets has exploded to $16.6T. People want to align their wealth with their values, but they can’t when over half of it is trapped beneath layers of mutual funds in their 401k, which still invests in weapons manufacturers, fossil fuels and private prisons.

Arnie replaced the traditional 401k, using custom indexing to allow employees to personalize their 401k to their own set of environmental and social criteria. Algorithm-driven and returns-optimized so you can incorporate any sets of values without sacrificing financial returns.

Many African economies suffer from high levels of youth unemployment. In parallel, the data labeling sector is in significant need of low-income workers, but there is a lack of remote work infrastructure that is required to enable this work.

Enabling remote, data-labeling workforces with low-skilled workers in Africa by decentralizing online work outside cities, and equipping community organizations to train their local community. Jijenge sets up Cloud Labs with computers and wifi in underserved communities, trains low-skilled workers in advanced 3D data labeling, and using a virtual franchise product can train partners and facilitate data labeling processes online.

Small and medium businesses in the food and consumer goods sectors that support sustainable, ethical, and direct trade practices with agricultural suppliers are building the new economy, yet they have limited access to capital to help their businesses grow from small to globally impactful.

Provide flexible financing solutions that allow SMBs to pay their suppliers upfront, reduce transaction costs and risks, and streamline operations so that they can focus on growing their businesses. Agrowfi is an integrated solution that starts with financing and continues into business growth relations. Buyers and suppliers onboard through a simple data collection phase. Then, our AI underwriting algorithm computes risk-adjusted interest rates, recommends the appropriate payment timeline, and facilitates capital deployment from third party lenders. This allows SMBs to access the absolutely best rates on the market.

In Sub-Saharan Africa, 80% of the economy is informal, which represents 150 million of small and medium-sized businesses. 90% of informal traders use pen and paper to run their business. The lack of consolidated business data excludes them from formal financial services.This financial exclusion limits the ability for the region to achieve sustainable economic growth.

A digital tool to facilitate informal traders’ transition to digital. Asilimia is a fintech startup that empowers African small businesses by giving them a very simple and intuitive digital tool to manage their business via their mobile phone. They can record all their business transactions, pay their suppliers while saving 90% of their monthly transaction fees, and access financial services to be more resilient. Asilimia aims at building the first operating system for informal businesses in Africa.